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Live means a shopper can use it today, sometimes in one country or at selected stores. Natural Direct is generally available, so an AI agent can choose ACH, a wire, or a realtime payment on RTP or FedNow for each payment from a Natural wallet, within limits the business set.

Note on this rowNatural's October 29, 2026 release says Direct is available today to customers with a funded wallet. Mailed paper checks, international wires, and more are coming soon. Natural says it is not a bank. Wallet accounts and banking services are provided by Column N.A., Member FDIC.

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As of October 29, 2026. Source: Natural.

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